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Profitability & Performance

It is critical to cut through the often conflicting perspectives about your payment product portfolio to truly determine its performance. Functional areas such as Marketing, Finance, and Risk may offer varying views about that performance, but Capital Services brings everything into clarity with ViPRSM, our Vintage Profitability Reporting system. It provides unparalleled visibility into account-level profitability so that you can see what is working in your portfolio and make informed decisions.

ViPRSM enables you to:

  • Identify and flexibly segment your portfolio composition
  • Determine when an account vintage will turn profitable
  • Develop pro formas
  • Drill down to profitability drivers
  • View loss reserves

Modeling & Scoring

Our proprietary, market-proven scorecards drive your payment profitability. They accurately identify who is most likely to utilize your payment products and improve your portfolio's performance. Our Data Scientists developed these proprietary scorecards by analyzing massive volumes of customer, payment, and portfolio performance data. Their technology and algorithms ensure precise, consistent segmentation, modeling, and forecasting.

1500 S Highline Ave Sioux Falls, SD 57110 605.782.3300   © 2021 Capital Card Services, Inc.. All Rights Reserved.

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